The Biden administration unveiled a new set of plans on Monday that would eliminate student debt for millions of Americans.

The new plan, aiming to supplant an earlier version that was rejected by the U.S. Supreme Court in June, offers targeted relief to specific groups of borrowers, notably those who’ve carried debt for many years, and those struggling to make payments.

More than 25 million borrowers, the administration said, owe more in student loans now than they took out originally, due to what Cardona called “runaway interest.”

The Biden administration has made multiple attempts at discharging student loan debt since taking office.

Millions of borrowers filled out the form to opt-in to the program, but the project was put on hold due to legal challenges.

This new approach has been in the works for some time, as the Education Department has been undergoing what’s called “negotiated rule-making” to develop a new avenue for debt relief since the original plan was overturned in June.

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