If my dental insurance has 100% coinsurance on preventative and basic care, 70% coinsurance on major care, a deductible of $50, and a maximum payout of $2000, does that mean I can only spend the insurance $ on major services and pay out of pocket for everything else?
@compg318 I’m honored, thank you for taking the time!! They pay 95% of the premium but geeze its awful coverage. The coinsurance thing was really confusing me! I don’t get why preventive wouldn’t be included, I’ll have to talk to my employer:(
Of course! Hopefully they can look into a different future plan. I do know a lot of people who just don’t bother with dental insurance due to the poor coverage overall.
It’s a shame most of the world doesn’t treat dental as medical considering the health risks of not treating those conditions.