Just received a email from my doctor with a 288 dollar bill. Which confused me because I have health insurance. So call my healthcare provider because I should only have a co pay. I mean I pay 80 dollars out of every check for this plan.

Then the lady on the phone with zero empathy tells me that they only pay after I meet the deductible. Which is $7000!!! Like what the fuck. This is why the whole healthcare system needs to be burn to the ground and start over with universal healthcare. To make matters worse, spoke to my employer and they say I can’t cancel or make changes because its not an open window. WHY THE FUCK DO WE HAVE ONLY SET TIMES WE CAN MAKE CHANGES TO OUR HEALTHCARE PLANS that we pay for?

No wonder one of these parasites was a shot in the back. They are all monsters and anyone who works for them are no better. So fucking pissed right now! Seeing fucking red. Now got figure out how to come up with 288 dollars to pay the doctor bill!

  • eli@lemmy.world
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    2 months ago

    Sounds like you chose the cheapest PPO plan available.

    Maybe next time you should read what you’re signing up for? Unless you have a shitty employer that didn’t provide any details whatsoever(doubt), you should have been aware of your coverage limits and ratios before confirming your healthcare selections.

    Next time choose a HMO option, but also don’t be surprised when it’s $300 a paycheck.

    • Drusas@fedia.io
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      2 months ago

      “It’s your fault for not already being intimately familiar with how our archaic and parasitic health insurance industry works.”

      • eli@lemmy.world
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        2 months ago

        It’s been this way for decades. It’s been talked about endlessly for decades.

        Yeah, I’m pointing the finger at people who don’t seem to care until they’re affected.

        Again, I don’t like the current state of things. I want healthcare for all/single payer. But OP self admitted they’re in their forties and they’re just now complaining about healthcare in the US?

        Yeah it is their fault. And it’s your fault for not calling them out on their shit either.