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Joined 1 year ago
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Cake day: July 11th, 2023

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  • It’s crazy how most of those programs work. The way my insurance handles it is way better. For example, no matter how bad you are at driving, they never raise the premiums above the normal rate, so it almost always makes sense to get the tracker from a finance perspective. (The only exception is that they will raise your rates if you drive farther in 6 months than you estimated on your initial application. The flip side is that they lower your rates if you don’t drive very much. I only drive about 1000 miles every 6 months, so my premium is really low.) They also have a Bluetooth device that stays in your car that your phone must be connected to in order for it to record trip data, and if you happen to be riding as the passenger in the car, the app has an option that allows you to clarify for each trip that you weren’t the driver. I was surprised to learn they aren’t all like that.







  • OCB Virgin Slims are my go-to. They’re not quite as thin as Raw Blacks, but they have less of a taste in my experience. They also don’t tear as easily and stick more reliably than Raws. They’re not nearly as common as Raw Blacks, but they’re a far superior product in my opinion. It’s sad they aren’t more popular.