Tysm for the source, I do understand the budget argument as currently there are almost no itin loans being underwritten by banks. If the banks don’t think they can make money on it, greatly expanding the market (while noble) sounds like opening the floodgates of losses. It also could create a gold rush/competition if California is successful but that literally may take 15+ years to find out.
🤡 behavior: replying to “They can’t defend their actions, so they instead call into question the integrity of the other party.” then proceeding to attack the writer of the article.