I believe some people consider elves demons, but they aren’t really “people” or demons, they are their own classification of beings. I believe they are considered a type of humanoid.
I think the form of the dragon probably matters for determining beastkin or monsters, since monsters is more about the form than the lack of intelligence/lack of speaking ability, I think.





If you don’t live in USA then I think yes that would be true, but in USA I’d imagine you’re out of luck since I don’t think USA is known for having the strongest consumer protections possible.