• Appoxo@lemmy.dbzer0.com
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      21 hours ago

      And use what? Mastercard? Visa? Your local bank institute?
      All are deep into shit of gambling our money (financial speculation) for profit.

        • Appoxo@lemmy.dbzer0.com
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          14 hours ago

          Well…I don’t see any interests arriving on my end. At best maybe 0.25%
          Meanwhile 2nd yacht or whatever.

          • FlowVoid@lemmy.world
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            13 hours ago

            You can get much better rates if you are willing to lock your savings in for at least few months. Short term treasury bonds are 4-5% right now.

        • sugar_in_your_tea@sh.itjust.works
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          19 hours ago

          And if I don’t like Visa or MasterCard, I can use Discover or American Express. In fact, I don’t like MasterCard (got caught sharing data with Google), so I switched to other cards (probably just as bad, but it’s about sending a message).

    • ohshit604@sh.itjust.works
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      2 days ago

      I wish I could say the same, I use PayPal very frequently because my credit union doesn’t support debit-visa. With PayPal I can make payments with my bank online rather than use my cc.

      • Brickfrog@lemmy.dbzer0.com
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        2 days ago

        Ah that’s interesting, all the banks around me stopped issuing ATM cards and only issue debit cards nowadays. I wish I wasn’t required to have a debit card with those banks - I purposely tell my banks to disable debit/POS features on the debit card so it is only functional at ATMs.

        All that aside you should consider getting a credit card or a prepaid credit card for those types of transactions. It’s safer to separate your bank account from your day-to-day payments/shopping, not great when someone gets access to your debit card which then gives them direct access to your bank account balance. At least with a credit card those situations are just a dispute that never affect your actual money in the bank.