Just received a email from my doctor with a 288 dollar bill. Which confused me because I have health insurance. So call my healthcare provider because I should only have a co pay. I mean I pay 80 dollars out of every check for this plan.
Then the lady on the phone with zero empathy tells me that they only pay after I meet the deductible. Which is $7000!!! Like what the fuck. This is why the whole healthcare system needs to be burn to the ground and start over with universal healthcare. To make matters worse, spoke to my employer and they say I can’t cancel or make changes because its not an open window. WHY THE FUCK DO WE HAVE ONLY SET TIMES WE CAN MAKE CHANGES TO OUR HEALTHCARE PLANS that we pay for?
No wonder one of these parasites was a shot in the back. They are all monsters and anyone who works for them are no better. So fucking pissed right now! Seeing fucking red. Now got figure out how to come up with 288 dollars to pay the doctor bill!
You’re not wrong that the system is fucked and needs to be changed. The open window thing is particularly stupid.
Though, this is also how pretty much all insurance (auto, homeowners) works. You pay a Monthly Premium, that Premium is based on your risk to the insurer and your deductible. If something happens, you still have to pay the deductible before insurance will pay the rest.
Okay yes, BUT , in Canada, that deductible is sooooo much lower. I paid a $100 deductible. I can change my plan anytime, and I pay under $40 a month. US healthcare IS fucked.
Yes, that’s exactly what I said in my first sentence:
Sounds much better in Canada. Running healthcare as a for profit business is just not tenable.