• evatronic@lemm.ee
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    4 months ago

    You got it.

    It’s a sweet deal for the servicers… the loans are basically zero risk and the servicer gets to keep a lion’s share of the interest while only paying for the costs associated with servicing (customer service, mailing statements, pausing repayment for various reasons, etc.)

    That said, those loans shouldn’t be confused with private student loans, in which the government is. It involved (mostly).