We still pay allowance in cash for our preteen. It gets divided into save, give and spend. If there’s something she wants purchased online, she pays us the cash and we order it with our card. If the purchase is going to take most/all of her current spending money we do point that out but don’t prevent her from spending it.

I’m not sure yet what we’ll do when she gets closer to driving age. Most likely get a debit card so she can get that experience before going out on her own after graduation. But for now we want to build a more solid connection of physically parting with the money when it’s spent.

edit: fixed autocorrect error

For one week. And they can only be bought online.

Nor can I find where I wrote it down so I wouldn’t forget

While it may not put on much in the way of body fat, chickadees’ brains gain weight to remember where they hid all their food for winter. This may apply to tits as well since they’re related but I haven’t seen any studies for them specifically.

When my kid was a toddler we told her, “Why did the turkey crosse the road? Because the chicken was on vacation.”

She thought it was hilarious and would retell it with 2 random things she could see at the time: “Why did the couch cross the road? Because the floor was on vacation.”

I don’t know the actual answer. My theory is it’s this confusing so it’s hard for the general population to catch the mistakes. This allows insurance companies get out of paying as much as they’re supposed to. And hospitals don’t really care who does the paying, as long as they get paid

All very valid points and part of why American health insurance is such a joke

I had an incident recently where my spouse had to go to the ER because of a life threatening incident. One of those fix it right now or they might die things. (They’re fine now, thank goodness.)

We went to an in-network hospital and all doctors were also in-network. However the one who actually did the life-saving procedure was a specialist. Under our insurance plan seeing a specialist requires a referral, which of course we didn’t have time to get. So insurance tried to nope out of that doctor’s entire bill.

You need to know both your deductible and out of pocket maximum numbers. You’ve said your deductible is $1500. For the sake of this example let’s say your out of pocket max (OOP from now on) is $2500.

For simplicity, we’ll go with your insurance’s negotiated rate for the procedure is $1000*. Meaning at the end of the day you and your insurance combined will pay the hospital $1000.

Basically any bills up to $1500 for the year you pay 100%. Between $1500 and $2500 (or your OOP), insurance pays 50% and you pay 50%. Over $2500 insurance pays 100%.

Some examples to illustrate:

1. You’ve paid $400 this year so far. You pay the full $1000: $400 + $1000 = $1400 which is less than your deductible of $1500
2. You’ve paid $1000 so far this year. You pay $750 and insurance pays $250: $500 gets you to the $1500 deductible limit so you have to pay all that, plus you pay 50% of the remaining $500 bill = $250.
3. You’ve paid $1700 so far. You pay $500 and insurance pays $500. $1700 + $500 = $2200 which is less than your OOP of $2500
4. You’ve paid $2300 so far. You pay $200 and insurance pays $800. 50% of $1000 = $500 but $500 would put you over your OOP of $2500. $2500 - $2300 = $200. You pay $200 and insurance pays the rest.
5. You’ve paid $2500 so far. Insurance pays $1000

• If your insurance’s negotiated rate for the procedure is $1000, this means that’s what the hospital and insurance have agreed to pay. A lot of times you’ll see the hospital “charge” a larger number and then have an insurance “discount” but ignore this. It doesn’t factor into deductible or out of pocket maximum calculations.

You betcha

And then you go put more peanuts out, I assume

I know you probably already give her lots, but give her even more neck scritches for me please

I believe this is the recipe

Agreed. I should have been more clear, I was just trying to say the “findings” were a bunch of politician-speak that actually says nothing

“Based on the information available to me, it is my assessment that the IDF strike on the WCK aid workers was not knowingly or deliberately directed against the WCK.”

Maybe I’m just too jaded, but this statement bothers me. No, I also don’t think Israel woke up that day and said, “Let’s take out some World Central Kitchen today.” But what the world wants to know (more like wants confirmation of) is that Israel knowingly hit an aid convoy. And to me his statement doesn’t clear that up.

Edited to add the emphasis in the quote is mine

Find out if your local county or municipality has a required timeframe. By us it’s every 3 years.

As far as how to tell in the short term, is there a tank between your house and the drain field that you can access (has maybe a round metal or concrete cover or a plastic riser with lid)? If so, lift the lid and see if you can see the top of the pipe going in the direction of the drain field. If so it’s likely draining fine. If the liquid is near the top of the tank and you can’t see a pipe, you’ll want to get someone to look at it sooner rather than later.

It’s emulsified like you’re making a vinaigrette and my grandma always serves it warm

My grandma always makes both kinds for family gatherings (the mayo kind and the vinegar kind, vinegar being what she calls German potato salad). The way she makes it, the “sauce” part that coats the potatoes is bacon fat, vinegar and a little sugar.

Nobody expects the Spanish Inquisition

A baby porcupine is called a porcupet

Edit: This shirt says it all

https://www.raygunsite.com/products/gop-vagina-1