• shortwavesurfer@monero.town
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    5 months ago

    A combination of things, some real estate, some gold, some cryptocurrency. The dollar is losing value every second of every day by at least a little bit. And I don’t see a reason to hold wealth in a depreciating asset. It’s just a form of tax that all normal people have to pay while people who have assets don’t have to. Which is why the rich get richer and the poor get poorer. Stop the inflation and you stop the impoverishment.

    • jeffw@lemmy.worldOP
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      5 months ago

      Well obviously you don’t just sit on cash. That’s the whole idea of present value. Inflation, to a small extent, is good. It also happens to literally every currency.

      • shortwavesurfer@monero.town
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        5 months ago

        But inflation doesn’t have to be a thing. Currentsies don’t have to inflate. Back in Rome, you could buy a tailored suit and a pair of shoes for a ounce of gold. Today, you can go by a tuxedo and a pair of shoes for an ounce of gold. So in terms of gold, the price of items has not changed significantly in a very, very long time.

        • jeffw@lemmy.worldOP
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          5 months ago

          Inflation does need to be a thing for a healthy economy. If we only used gold, things would stagnate.

          • shortwavesurfer@monero.town
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            5 months ago

            That’s okay. Things will be purchased as they are needed. It’s not like because we used gold. I wouldn’t need toilet paper or a new laptop or a new phone. I would still need to purchase those things at some point. It would improve lending practices as well because people wouldn’t be lending trying to outpace inflation with a return. They would lend less, for sure, but people would also save money more so they would need fewer loans.